This class of insurance provides a number of policies developed to avail the insured maximum possible protection against legal liabilities towards third parties (subject to final court ruling in favour of third parties) as a direct result and in connection with insured commercial and/or industrial and/or professional work activities, which may result in unforeseen accidental bodily injuries (fatal or non fatal) and/or property damage to third parties.
Third Party defined as:
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Any person not deemed either a member of the insured's family or person engaged by and/or service of the insured at time of incident resulting in injury.
- Property not deemed belonging to or in the custody or under the control of the insured or any person in their service or which the insured or such persons operate.
General Public Liability Insurance
This policy indemnifies the insured against Legal Liability for which the insured
is obliged to pay financial compensation to third parties as a result of material bodily injuries and/or damage directly attributed to the insured business activities.
Professional Indemnity Insurance
This policy is designed to protect Professionals (Architects, Civil Engineers, Accountants, Lawyers, ..etc.) against legal liability arising from breach of professional duty due to any negligent act, error or omission committed by the insured or their employees during performance of their professional duty.
Product Liability Insurance
The product liability insurance is tailored to protect the insured against legal liability for injury to third party and/or loss or damage to their property caused by the goods sold, supplied, repaired, serviced or tested by the insured.
Directors and Officers Liability Insurance
Directors and Officers liability insurance provides financial protection for Directors and Officers of an institution against law suits filed against them (by shareholders, creditors, customers, and others who have legal right to sue the institution) in conjunction with the performance of their duties in the institution as a direct result of their negligent acts, errors, or omissions.
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